Christmas is next week. If you haven’t decided what you want to give other people there is still time. Although it is rather difficult to try to make all the gifts you may need for this Christmas, be realistic about what you can and cannot make.
More and more people I talk to this year are giving money to people on their lists. Many are afraid of giving store gift cards because so many stores are going out of business. Giving cash isn’t a taboo as much anymore and this gift giving season it can really help you keep things in line with your spending. If you say you want to spend $25 for a person is that with or without tax? If you give $25 to a person then that’s it, you have given your gift and don’t need to worry about additional taxes, shipping and handling which could add another 15-20% to your budget.
Giving cash is a great way to simplify your gift giving. I am giving cash to some people and have no qualms about doing so. I may make the gift a little more interesting by giving the person all singles in a basket or other interesting container that I already have but I am going to stay within my budget!
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