• Google
  • Blogroll Me!
  • About Me

    My name is Daphne. I live in Chicago and have worked as an editor, graphic designer and teacher. Now I am a freelance writer/designer who also designs jewelry. I have lots of hobbies and interests... jewelry making, reading, writing, traveling, crocheting, and wine tasting. Plus... I love bargain hunting!
  • Archive for March 10th, 2008

    Raiding your 401(k)

    Monday, March 10th, 2008

    Just say no to debt if you can. The tax benefits of socking away money for a time when you have lower taxes only to pay higher penalties and fees is ludicrous.