Your stock portfolio may be dwindling but this does not mean that it is time to sell or panic. Investments are supposed to be for a long term period otherwise if you wanted something safe and secure you would have your money in a CD or savings account which offer a steady rate of return.

I have seen bumps in my portfolio not just recently but a couple of years ago when the war started, after the 9/11 attacks and still my retirement accounts have bounced back and over the long run have increased a lot more than a regular savings account or CD would have over the same period of time. Thought the market looks bleak right now – stick with it.

Investing in a down market allows you to buy more for your money. One hundred dollars allows you to purchase more shares at a lower price so that when the market does increase you will have more shares which means that you can earn more.

Don’t let the stock market get you down. Over a long period of time you will barely notice the ups and downs if you have a diversified portfolio with the type of risk you can handle.