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    My name is Daphne. I live in Chicago and have worked as an editor, graphic designer and teacher. Now I am a freelance writer/designer who also designs jewelry. I have lots of hobbies and interests... jewelry making, reading, writing, traveling, crocheting, and wine tasting. Plus... I love bargain hunting!

    • Archive for December 12th, 2007

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    Wednesday, December 12th, 2007

    If the interest rates for loans such as mortgages and other forms of credit decrease that means that people can also borrow more which is good in some ways but bad if people are not adequately confronting their debt.